This is unfortunately a very common issue we run into every day, but not to fear! Getting through this is easy with just a few simple questions.
In a welcome change, the US Government is actually making it easier to get into annuities earlier, which is great for consumers. Buying longevity insurance or annuities is best when the contracts have time to mature, accrue, and accumulate.
But unfortunately, rules previously made it difficult to access your 401K until you were retired, meaning [...]
We, and a growing majority of financial planners, see a flooring strategy using guaranteed income, as the right way to plan for retirement.
Putting a guarantee in place removes many pressures from a retirement nest egg.
Once a floor of [...]