SmartMoney, a Wall Street Journal publication, often has excellent articles and graphics relating to the world of finance and investment.  They have a bias towards stocks and bonds when it comes to retirement, but that is main stream media for you.

One thing they have right, however, is a retirement planning calculator.  This calculator is one of the best I’ve ever seen, and I’ve investigated- and invested in- a lot!

I wish I could put it on this site for your use, but I can’t.  So click the image below for the next best thing.  Visit the calculator, make sure you’re on track, then come back to AnnuityAce to put guaranteed income on place for retirement.

Here’s the link:

Retirement Planning Calculator
Retirement Planning Calculator from Smart Money

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“For all time periods and for all portfolios, the addition of the annuity leads to a decline in the portfolio failure rates.”